The Great Medical Malpractice Hoax
Insurance companies (and some politicians) for many years have been contending that access to healthcare is being threatened because increasing medical malpractice insurance rates caused by “frivolous lawsuits” are forcing doctors out of practice.
A report from the Public Citizen, a non-profit consumers’ organization which analyzed data from the National Practitioner Data Bank, completely debunks this myth. In fact, the amount of insurance payments between 2001 and 2005 in medical malpractice cases declined by over 15 percent. In Florida, the profits of the 15 largest med-mal insurers skyrocketed to $803 million in 2005 according to the Fla. Office of Insurance Regulation.
What constitutes a personal injury?
The most common personal injury is an auto accident, but the broad definition encompasses any situation where a person suffers harm due to the negligence of another person or entity. Early identification of a personal injury is important to the legal process. Many serious injuries occur each year involving:
– Auto accidents
– Premises liability accidents such as injuries caused by a slip and fall
– Medical malpractice/nursing home injuries
– Wrongful death
– Work-related accidents
– Animal attacks
– Faulty or malfunctioning products (product liability)