If you or a loved one has been in a car accident, you might be wondering who’s responsible to pay for the medical expenses. Laws vary from state to state. Florida, for instance, is a “No-Fault” insurance state. Every motorist is required to have a minimum of $10,000 in Personal Injury Protection (PIP). This PIP coverage covers 80 percent of medical expenses up to the cap, and 60 percent of lost wages up to the cap no matter who is at fault. In other words, when there’s a car crash, each driver looks to their own insurance to cover their medical costs and lost wages. This differs from an “At-Fault” state, where a claim would be filed with the other driver’s insurer to prove who was at fault, and by extension, who would be responsible to pay the costs of the crash.
Anytime you get into your vehicle and drive somewhere, you are greatly increasing your chances of being injured, just by that single act. In the United States over 2 million people are injured in car accidents every year. Obviously you don’t want to be one of those people, and you don’t want those riding with you to be part of that statistic either. Here are 5 precautions you can help you avoid being in a car accident.
While car accidents can happen just about anywhere and at any time, there are some places that have worse luck than others. Though Florida is famous for its annual Daytona 500 NASCAR race, it is also home to some of the most dangerous roads.
In 2013, over 32,000 people died as a result of a car accident in the US – this is approximately 90 deaths a day.In 2015, 32,166 fatal motor vehicle crashes occurred in the country, in which there were 35,092 deaths. This means that there were 10.9 fatalities per 100,000 people and 1.13 fatalities per 100 million miles traveled.
Texting and driving has become one of the most serious threats to traffic safety, and despite efforts at the federal, state and local level, people continue to practice this potentially deadly behavior. Some law enforcement officials are beginning to get creative in their quest to identify and stop texting while driving, and the methods they are using may surprise you.
Thousands of motorists may be driving on tires that have been recalled but, because of breakdowns in how this information is communicated, these drivers are unaware that their vehicle is riding on a ticking time bomb.
For millions of American families, summer is the time when they pile everyone into a vehicle and go on a long road trip. But that is precisely why summer can also be the most dangerous time to drive because there are so many more vehicles on the road, which increases the risk of car wrecks. If you’re planning a summer road trip, you should be aware of the most common types of road hazards during this season.
There are about fifteen thousand reported auto accidents in Duval County annually. That number seems to climb a little bit with each year that passes. What’s worse, these accidents result in more than ten thousand injuries that require some form of medical care or treatment and over one hundred fatalities every year.
If you have ever been involved in a car accident, then you know all too well just how much damage they can cause. Without an adequate insurance policy, you will find it very hard to get your car and your body back in good shape after an accident. For people who are involved in an accident with a driver that has no insurance, trying to get money for their injuries can be nearly impossible. That is one of the reasons why it is so important to carry uninsured motorist coverage on your auto policy.
Most people live under the delusion that car accidents are something that happens to other people and not them. Statistics show thousands of people all across America are involved in car accidents each day. Instead of laboring under the delusion an accident won’t occur while you are behind the wheel, you need to focus on how to prevent them from happening. Learning what the common causes of car accidents are a great way to avoid being involved in one yourself. Below are some of the most common causes of car accidents.